New Immigrants Insurance:
Excited to start a new life in Canada? Pack your bags and make sure you have everything ready, so you can settle in as smooth as possible!
One thing you should know, although Canadian health care system is considered one of the best in the world, there are still some coverage limitations such as a waiting period for provincial insurance plan for newcomers.
That is why, getting a suitable health insurance coverage for New Immigrants to Canada is an important step to take before you can enjoy what Canada has to offer!
How to Calculate New Immigrants to Canada Insurance Cost and Apply?
Immigrating to Canada? Don’t forget to get an insurance policy before you travel! Just follow 4 simple steps below to see the list of available insurance options from the top Canadian insurance companies we work with!
Get a Quote
Select a Plan
Complete Your Application
Make a Purchase
What does New Immigrants Insurance cover?
Each New Immigrants health emergency insurance has its unique features. However, here is a summary of health benefits that are provided by all plans we have to offer!
Health insurance for New Immigrants will ONLY cover medical emergency treatment of unexpected sicknesses and accidental injuries excluding routine health care.
– Hospitalization
– Emergency Return Home / Repatriation
– Ambulance Services
– Emergency Dental Repair
– Dental Pain Relief
– Injuries from Recreational Sports
– Prescription Medications
– Laboratory Diagnostics & X-rays
– Services of a Medical Specialist i.e. chiropractor, osteopath, etc.
– Services of a Registered Nurse
– Rental or Purchase of Medical AppliancesSide-trips outside Canada are also covered with your Visitors to Canada insurance as long as you remain in Canada for the majority of your policy period.
For a detailed coverage description please read the Policy Wording of the insurance plan you select.
Provincial Insurance Coverage: Waiting Period
As a New Immigrant to Canada, you are entitled to Government health care benefits in a province of your residence. It allows you to receive healthcare at any clinic or hospital without paying out of your pocket for medically necessary services.
Yet, if you happen to settle in Yukon, British Columbia, Nunavut or Quebec, there will be a waiting period of 2 to 3 months following the date your residence is established before your government health insurance becomes effective.
Saskatchewan: if you are a newcomer from outside Canada and move to Saskatchewan AFTER the first (1st) day of the third (3rd) month following your arrival in Canada, you may also be a subject to a 2-month waiting period for the provincial health insurance. You can, however, waive the waiting period if you arrive or relocate to Saskatchewan prior to that date.
During this time, you may want to purchase medical insurance to protect yourself and your family from unnecessary health care costs resulting from a medical emergency.