What is Super Visa Insurance ?
Super Visa insurance is necessary to obtain a super visa, allowing Canadian citizens' and permanent residents' parents and grandparents to visit their families in Canada. It is possible for eligible individuals to apply for the Parent and Grandparent Super Visa, which
grants them the opportunity to stay in Canada for up to 2 years without the requirement of renewing their status.
Benefits of this insurance include:
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affordable prices;
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a full refund if the visa application is denied;
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round-the-clock support for claims; and
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the availability of monthly payment plans
Why do you need it ?
The primary purpose of a super visa and its accompanying insurance coverage is to facilitate the immigration process for visitors to Canada. Super visas offer a cost-effective and economical solution, as visitors are not required to apply for another visa after their initial six-month stay. Additionally, the processing time for a super visa is relatively faster
compared to other visa types. This is particularly advantageous for parents or grandparents who wish to visit their Canadian resident family members on short notice.
A super visa is classified as a multi-entry visa, allowing the visa holder to enter and exit Canada multiple times within a validity period of up to 10 years.
The insurance policy for a super visa is crucial due to the potential need for visa extensions. Moreover, it serves as a clear indication to immigration authorities that the visitor has the means to cover any medical expenses in the event of injury, illness, or other health-related issues.
This insurance provides medical coverage specifically designed for parents and grandparents of Canadian citizens and permanent residents. It ensures that visitors can afford their healthcare expenses if they experience an injury or fall ill during their stay in Canada.
Applicants for a super visa must provide proof of purchasing health insurance coverage, typically obtained from private Canadian insurance companies.
Get the Perfect Super Visa Health Insurance Plan
Monthly Payment Plan
Paying for super visa medical insurance cost is convenient and affordable. It is available for coverage of $100,000, $150,000, or $200,000 and can be purchased for a one- or two-year period. Click here to get your monthly payment quote! You can purchase a monthly payment medical insurance policy for two years if you plan to stay in Canada for two years. Your rates will remain the same for two years, regardless of whether the company raises its travel rates or if insurance rates increase due to your age. You only pay for the time you spend in Canada. Upon proof of return to the country of origin, payments cease and extra total monthly payments paid are refunded, regardless of claims. Call 306-472-2020 for a free consultation.
Deductibles
Deductibles are the expenses you are obliged to pay out of pocket when you make a claim. There are six options for deductibles to choose when applying for medical insurance: 0 dollars, $75 dollars, $100 dollars, $250 dollars, $500 dollars, $1,000 dollars, $3,000 dollars, $5,000 dollars, $10,000 dollars. The cost of your super visa health insurance depends on the amount of deductible you choose. If the deductible amount is higher, you'll pay a lower insurance premium: the discount ranges from 5% to 45%, based on the plan and the deductible amount.
Coverage for Pre-existing Medical Conditions
The Super Visa health insurance covers unexpected, unforeseen sickness or injury requiring immediate medical attention for visitors to Canada. There could be an unexpected complication of a stable pre-existing chronic condition (if the policy covers pre-existing medical conditions) Injuries, illnesses, or diseases that exist before and on the date insurance is effective are considered pre-existing medical conditions, such as High blood pressure (or hypertension), heart problems, lung problems, diabetes, etc. For example, if the applicant is taking medications for high blood pressure at the time of application, they have a pre-existing condition. Most Super Visa visitor's medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE for 90 -180 days (depending on the plan and your age) before the policy's effective date.
STABLE means:
- There are no new symptoms, existing symptoms have not worsened or become more frequent, and no test results indicate deterioration. The definitions of STABLE are slightly different with various plans.
- The condition has not deteriorated according to a physician.
- No change has been recommended by a doctor (or another medical professional) in medication.
- No change in treatment has been recommended or prescribed by a physician.
- You have not been hospitalized, or you are not waiting for the results of further investigation into that medical condition.
The Super Visa Visitors to Canada insurance covers emergency medical expenses to eliminate this emergency. However, this policy does not cover ongoing medical care. During the period of coverage, if you have a pre-existing medical condition that meets the stability requirements stated in the policy, you may experience new, unexpected symptoms relating to this condition.
Regular check-ups, medications, and procedures are not covered to maintain a pre-existing medical condition.
Changing Your Travel Dates
You need to include a tentative effective date in your super visa insurance monthly payment application. According to the confirmation of your policy, the effective date is the day on which your coverage starts. The date may be when you plan to arrive in Canada or when your super visa should be issued.
Before the effective date indicated on your policy confirmation, you can adjust your travel dates. Below are the typical scenarios
- If you get your visa and then decide to postpone your trip,
- Upon Superivsa approval, you may want to arrive in Canada earlier than indicated in your policy,
- You are waiting to hear from CIC before the policy's effective date.
The insurer may charge you an administration fee if you request a change of travel dates after the policy effective date and you are not in Canada at that time. There may be no way for you to get a refund or change your policy after you've arrived in Canada after the policy's effective date.
It is general information. We can provide consultation regarding the plans available on this website.
Documents Needed for Super Visa
Are you applying for a Super Visa for your Family Members?
Let’s have a look at the Documents you need to apply for this. CIC Forms –
- Application for Super Visa
- Marriage Certificate
- Family information form
- Authority to release Personal Information to a Designated Individual
Other Documents List:
Photocopy of the Passport/Travel Document, including –
- Photocopy of the Passport/Travel Document, including –
- Passport Number
- Issuance and expiry date
- Photo, name, date and place of birth
- One Digital Photograph
- Purpose of Travel
- Photocopy of Marriage certificate
- Photocopy of current Immigration Status
- Proof of financial support
- Any additional document asked by responsible visa officer.